Desert Schools Credit Union
{ January 30th, 2009 }
Desert Schools credit union, a federal credit union in Arizona, is one of the top credit unions in the nation. The institution boasted 200,000 members as of 1999. In general the service at credit unions is better than that at banks. At credit unions the members who deposit their money own the organization. Let’s look more deeply into this institution.
Desert Schools Credit Union is the number one credit Union in the state as far as car loans are concerned – it ranks 15th in the country. Auto loans are one of the primary functions of a credit union or bank. Walking into a car dealer without cash is folly. Give a dealer finance manager some wiggle room and he’ll jack up the price of a car by thousands of dollars through a loan. Don’t think those 0% APR loans are any better. Securing the loan first can lead to thousands in savings. It can also serve as leverage during the negotiation. Don’t let dealers, and salespeople, and finance managers be your body – it’s a business transaction, so treat it that way.
Desert Schools Credit Union has a lot of financing offers for cars, trucks, and motorcycles. They directly work with over 200 participating dealers and businesses to make sure the loan experience for the buyer is smooth. This also means the best of both worlds. This way the consumer can still get a good loan without having to guesstimate on the financing he’ll need in advance.
Desert Schools Credit Union offers loans for many types of vehicles. This includes loans for motorcycles, boats, and personal watercraft. They realize people want fun from vehicles as well as utility. Speaking of fun, there are also loans available for pools. It seems a bit extreme, but in the Arizona heat a pool is a much more standard home feature than it is in other cooler parts of the country.
In the beginning Desert Schools Credit Union had 15 members and a total of $75 in assets. Today it is the largest credit union in Arizona with over 350,000 members and over $3 billion in total assets. Math tells us that the growth has been 40 million times – or 4,000,000,000%.
Join now, because Desert Schools Credit Union is FDIC insured.
Posted in Finance ~